Everybody knows that we live in a consumer culture where people often feel their worth is determined by the amount of money they have and what nice things they can buy with it. Money is spent on products people don’t need but want because it will help them to appear wealthier to others. Everybody wants the best car, the nicest linens and the fanciest home décor. Sometimes it slips our minds that on top of wanting to buy only the best for ourselves so that we seem wealthy, we also want to give things to other people that make us seem both rich and generous.
The problem is that sometimes people don’t have the means to do this but they do anyway.
It does not help that we are constantly bombarded with advertisements that make us think we need to spend more money than we have. A good example is the Mastercard priceless commercials everyone knows that says memories are priceless… but to get them, you need to spend some money but can with your Mastercard credit card!
In order to achieve our priceless memories or to be perceived as very generous by our friends and family, we use credit cards to purchase gifts. The problem is that many people forget how quickly these credit cards add up and then suddenly find they cannot make their minimum monthly payments. If this has happened to you and you would like to find a way to get rid of your debts, call me at 310-PLAN, or send me an e-mail . I can look over your finances and help you to decide what would be the best way for your debts to be cleared.
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