ARE THE NUMBER OF PEOPLE FILING FOR BANKRUPTCY IN LONDON AND AREA FINALLY COMING DOWN?

September 7, 2011

The Office of the Superintendent of Bankruptcy just released its numbers for the first six months of 2011 and it appears in London and the surrounding area, the number of bankruptcies filed is down 9% from 2010.  Is this good news?  Are people not in as much financial trouble?  Will trustees be finding themselves out [...]

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Consumer Proposals Instead of Debt Consolidation

July 7, 2011

A lot of people who contact our offices in the London area are looking for consolidation loans or debt consolidation.  They are often reluctant to even listen to another option such as bankruptcy or proposals.  Once though they have heard about the “other” options, many choose a proposal to help solve their financial problems. What [...]

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What to do about those creditor calls and other things I have learned from people who have filed consumer proposals with me in London.

November 2, 2010

Just recently I met with someone who filed a consumer proposal with our firm. He was signing an amendment to his proposal on terms that one of his creditors had indicated they would accept. While preparing myself for the meeting I found it interesting to note that the creditor had filed a proof of claim [...]

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My Tax Refund, and My Debt

May 11, 2010

A very small article in the London Free Press a few weeks ago caught my eye. It indicated that according to a poll conducted by BMO Nesbitt Burns, this year almost half of Canadians who receive a tax refund plan on using it to pay down credit card or other debts. Almost half of Canadians [...]

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Pay Day Loans are NOT the Solution to your Money Problems

January 27, 2010

Pay day loans are NOT the solution to your money problems.

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