Track The Change

January 22, 2010

Keep track of your change, and reach your financial goals

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Christmas, spending and debt

December 1, 2009

With Christmas time fast-approaching, you may or may not be worried about the impact having to buy gifts for all your friends and family is going to impact your wallet.  Even the most responsible budgeters may forget to include an extra cushion for Christmas in their regular monthly budget throughout the rest of the year [...]

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I want it all and I want it now!

July 6, 2009

This attitude has been suggested to consumers over the past few years through subtle advertising.  As well as the message “I AM ENTITLED TO HAVE IT NOW”.  Advertisements told us about low monthly payments, not the cost of financing or the total cost of acquiring that lovely new car or TV set or vacation. Well, [...]

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I have financial problems and am considering bankruptcy, but I don’t live in Canada right now

June 22, 2009

I sometimes hear from people who have taken jobs that require them to live and work outside of the country for a year or two. When they become burdened by their debt and want to pay it off, they wonder whether they can still file for bankruptcy in Canada. The Bankruptcy and Insolvency Act states [...]

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Graduation celebrations cut short by expectations not met

June 8, 2009

A young person’s graduation from College or University is one of the most important rites of passage in our society.  They have received their degrees and are now qualified for jobs in the industries they have chosen.  We shake their hands and send them off into the world where they expect to get a great [...]

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